Medical Sharing

The "Faith-Based" Healthcare Alternative

Medical Sharing

The "Faith-Based" Healthcare Alternative

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Enter zip code to see brochures and to view instant online price quotes!

Are you paying too much for Healthcare?
If you're looking for a solution to the rising costs of Health Insurance and Obamacare, you've come to the right place. Every day, thousands of believers discover Christian Medical Sharing programs as a positive, refreshing alternative to traditional health insurance.
Medical Sharing Highlights
  • Doctor's Office and Specialist Visits
  • Preventive and Wellness Care
  • Prescription Drug Program
  • Lab and Diagnostics
  • Urgent Care
  • Emergency Room
  • Hospitalization and Surgery
  • Maternity 
  • Access to a national network of physicians
  • FREE 24/7/365 access to doctors through Telemedicine

To shop over the phone call 1-888-457-4516

Finding an affordable Christian Medical Sharing Program is easy with our online enrollment service. 

What are Medical Sharing Programs?   


Medical Sharing programs are offered by organizations called Healthcare Sharing Ministries. Healthcare Sharing Ministries facilitate the sharing of medical expenses among groups of Christian individuals and families who have united to share each other's medical bills in accordance with the biblical principle that believers have a responsibility to assist in meeting each other's needs (Gal 6:2) and that they share their possessions (Acts 4:32). Healthcare Sharing Ministries (HCSM's) are not Insurance and because of that, are not regulated and are exempt from the Affordable Care Act (Obamacare). As of February 2019, over 1 million Americans currently participate in a Medical Sharing program and share more than $670 million in medical bills each year. Most HCSM's have lifestyle restrictions such as drinking to excess, using tobacco products, taking illegal drugs, etc and its members must agree to a statement of beliefs and lead a healthy lifestyle. 

You may have heard of Medical Sharing programs before, but the name doesn't ring a bell because they are often referred to by different names, such as:


  • Healthshare or Health Share

  • Healthcare Sharing 

  • Healthcare Sharing Ministries

  • Christian Medical Sharing 

  • Christian Ministries Healthcare

  • Christian Healthcare Insurance

  • Medical Cost Sharing 

  • Faith-Based Healthcare


How Long Have Medical Sharing Programs Been Around?


Medical Sharing programs have been around for decades, and billions of dollars of healthcare needs have been shared by fellow members. Although Medical Sharing Programs are not considered to be traditional health insurance, they are great alternatives to Obamacare and are exempt from the ObamaCare law.  One of the most popular differences between Obamacare and Medical Sharing programs is that Medical Sharing programs offer open enrollment to new members all year long.


Is a Medical Sharing Program Right for Me?


With the constant rising costs of health insurance premiums and the seeming decreases in medical coverage, people can find themselves desperately looking for a feasible alternative. Wouldn’t it be wonderful if a great healthcare program with an affordable cost was available? A Christian Medical Sharing program may be just the answer you're looking for. With affordable options tailored to fit your individual needs and designed to give you the freedom to choose your own doctor, these programs have become popular alternatives to traditional health insurance.  Medical Sharing programs regularly welcome new members who can honor a Statement of Beliefs, by which the program operates.  So If you missed out on Obamacare open enrollment this year, don't want a Short Term Medical or Fixed Benefit plan, don't worry, call today to see why so many believers have switched to a Medical Sharing program! 


Which Medical Sharing Program Should I Choose?

That depends on how much protection you need. There are three levels to choose from; Catastrophic, Classic and Complete, with Comprehensive having the highest level of provisions. Each program is designed to fit within your budget and meet your individual healthcare needs. This way, you can choose the program with just the right amount of provision and pay only for what you need. The process is easy! Just enter your Zip Code at the bottom of this page to view detailed program brochures and to run your own rate quotes. Then call 888-457-4516 to speak with one of our friendly healthcare representatives who will answer all of your questions and help you choose the perfect program! 

Frequently Asked Questions


Q:  Are Healthcare Sharing Ministries and Medical Sharing programs new concepts?

A: No. Health Sharing Ministries have been around for decades, and billions of dollars of healthcare needs have been shared by fellow members. 


Q: Are Healthcare Sharing programs offered by Insurance companies?

A: No. These programs are only offered by Healthcare Sharing Ministries.

Q: Are Medical Sharing programs legal under the Affordable Care Act?

A: Yes!  As a recognized Healthcare Sharing Ministry, members are exempt from the Affordable Care Act.


Q:  Is maternity included?

A:  Yes! See program brochure for details.


Q: What medical needs are eligible for sharing?

A: Medical needs eligible to be shared by Healthcare Sharing members compare favorably to their prior medical coverage. Eligible medical needs are listed in the membership guidelines.


Q: Will my doctor accept my Medical Sharing program?

A: We offer a recognized Healthcare Sharing Ministry that is part of MultiPlan-PHCS, a network that most medical providers participate in. To check if your provider is in the MultiPlan-PHCS network, CLICK HERE or call 888-457-4516.


Q: How do I become a member?

A: Becoming a member is simple; complete the membership application process online by calling 888-457-4516.


Q: How much does a Medical Sharing program cost?

A: Your monthly contribution depends on the number of members in your family and the type of membership program you select.


Q: Are Medical Sharing programs available in my area? 

A: Currently we offer Medical Sharing programs in All 50 States except MD and VT.

Enter your zip code below to see a detailed brochure and to get your instant online price quotes.  See how much you can save!

or call 1-888-457-4516 today to speak with one of our friendly healthcare specialists!  Help is just seconds away!

Looking for Obamacare or Short Term Medical? Click Here